techlifeadventuresVol. 03 · Sep 2026
Category

Technology

10 articles

Should You Lock a Long FD Before the RBI Meets?

SBI Research expects the RBI to hike, not cut. At SBI's own rates, a 5-year FD already pays less than a 2-year one. The math on waiting versus locking.

·10 min read

The Grid Is the New GPU: AI's Real Bottleneck Is Power

GPUs stopped being the constraint on AI scaling. Grid queues, transformer lead times and cooling water took over, and India's buildout feels it first.

·12 min read

What the Market Mood Index Measures (and Doesn't)

The Market Mood Index in my SIP/FD calculator runs on three inputs and a weighted average. Here is the exact arithmetic, and the four things it cannot see.

·10 min read

SIP vs FD After Tax: The Actual Math

Most SIP vs FD comparisons use pre-tax numbers. Taxing both correctly does not narrow the gap, it widens it. The worked math at 20% and 30% slabs.

·11 min read

Small Savings Schemes vs Debt Funds in 2026

The 2023 tax change killed indexation on debt funds. Here is how PPF, NSC, SCSS and SSY actually compare to debt funds now, using current GoI rates.

·11 min read

EU AI Act 2026: What Developers Need to Know Before August

High-risk AI rules take effect August 2, 2026. A practical compliance guide to risk tiers, documentation, and the proposed Digital Omnibus changes.

·12 min read

The 20 Best AI Platforms in 2026: Tested and Reviewed

The 20 best AI platforms, refreshed for September 2026: Claude Fable 5.1, GPT-6 Astra, Gemini 3.8 Flash, Grok 4.7, current prices and picks by use case.

·49 min read

Claude Code Team Plan: Enterprise AI Coding for Everyone

Anthropic now includes Claude Code on every Team plan seat. Why democratizing elite AI coding tools will reshape enterprise software in 2026.

·11 min read

Grok vs Claude vs ChatGPT vs Gemini: Best AI for Developers

Grok vs Claude vs ChatGPT vs Gemini for developers: hands-on coding tests, India pricing and payments, plus the September 2026 models and API rates.

·27 min read

Apple's AI Mulligan: Why the Delayed Siri Could Still Win

Apple's LLM-powered Siri slipped to September 2026 and now leans on Google's Gemini. Is Apple's privacy-first restraint still an advantage?

·11 min read
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