techlifeadventuresVol. 03 · Aug 2026
Featured essay · Aug 15, 2026 · Technology

SIP vs FD After Tax: The Actual Math

Most SIP vs FD comparisons use pre-tax numbers. Taxing both correctly does not narrow the gap, it widens it. The worked math at 20% and 30% slabs.

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Section · /tools

Interactive tools, indexed.

9 of 9 shown
/ focus · open · ★ featured
01home-loan-calc(1)Calculate home loan EMI, compare interest rates across Indian banks, analyze prepayment options, and view detailed amortization schedules.calculatoropen →02sip-fd-calc(1)Daily-refreshed Market Mood Index, post-tax SIP/FD verdicts, and AMFI-sourced category returns. Free, transparent, and honest about taxes.calculatoropen →03image-metadata-analyzer(1)Extract image metadata, generate AI-powered captions, tags, and keywords. Supports Ollama, LM Studio, OpenAI, and custom endpoints.utilityopen →04prompt-optimizer(1)Analyze and refine your AI prompts for clarity, specificity, and ethics. Detects vague words, bias, and missing elements, with customizable refinement options.utilityopen →05video-to-animated(1)Convert video clips to animated WebP or GIF images. Features trimming, presets for Discord and social media, and quality controls. All processing happens locally in your browser using FFmpeg.converteropen →06markdown-to-slack-conv(1)Convert standard Markdown or formatted text to Slack's mrkdwn format. Perfect for developers posting formatted messages in Slack.converteropen →07ai-job-risk-calc(1)Assess how AI will impact your job. Get a personalized risk score based on your role, work composition, experience, and AI skills — with actionable career recommendations.analyzeropen →08headline-analyzer(1)Score your blog or article headline on length, Google SERP pixel width, word balance, sentiment, and type. Free, instant, and private — runs entirely in your browser.analyzeropen →09readability-checker(1)Check how easy your writing is to read. Get Flesch Reading Ease, a consensus grade level, word stats, and inline highlights for passive voice, adverbs, and long sentences — all in your browser.analyzeropen →
Section · /projects

Side projects & experiments.

Tools and small games built in the open. Source on GitHub.

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A quiet dispatch when something ships.

One email per essay or tool — no drip, no upsell, unsubscribe in one click. Roughly twice a month.

70 posts published9 tools shipped0 trackers on this page
Section · /post

Recent essays & field notes.

Long-form on software, AI, and the practice of building things you actually use.

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15AUG · 2026
A

AI Coding Agent Security: What Could Go Wrong

Agentic coding tools read your repo, run commands, and push code. Prompt injection, leaked secrets, supply-chain risk, and a pre-flight checklist.

15 min read
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15AUG · 2026
B

Building an MCP Server: A Hands-On Walkthrough

You know what MCP is — now build one. A step-by-step TypeScript tutorial from empty folder to working server: tools, resources, transport, and testing.

14 min read
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15AUG · 2026
C

Cheaper Tokens, Bigger Bills: The Jevons Paradox of AI

AI token prices collapsed roughly 300x since 2023, yet compute spend keeps setting records. Why cheaper intelligence means bigger bills, not smaller ones.

11 min read
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15AUG · 2026
T

The Grid Is the New GPU: AI's Real Bottleneck Is Power

GPUs stopped being the constraint on AI scaling. Grid queues, transformer lead times and cooling water took over, and India's buildout feels it first.

12 min read
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15AUG · 2026
H

How I Built Duck Samurai with Phaser and AI Agents

A build log from two browser games on this site — Phaser scene architecture, React lifecycle bugs AI could not fix, and what a deterministic sim taught me.

11 min read
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15AUG · 2026
W

What the Market Mood Index Measures (and Doesn't)

The Market Mood Index in my SIP/FD calculator runs on three inputs and a weighted average. Here is the exact arithmetic, and the four things it cannot see.

10 min read
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